lately, (in a row of few months before), zuriani has been so disappointed by the budget management or in other word fail to manage her own money.. why she said like that? through the monthly budget report, she only able to save up only about 7% from the nett payment.. (pls make ur own assumption about the value :(( ) imagine, this is going on for the next next months, she will be no longer dicipline lady in budget management.. uwaaaa from the report also, she has been suka sgt belanja tak tentu arah.. everytime step on any shop, she will buy anything across her mind, without think twice or more.. yesterday, payment day again.. hehe so dicipline in making budget planning, but yet dont know how the money going to fly..since next month is raya..but few regulation has been made..
- no more belanja suka2 hati mak bapak
- biskut raya - zuriani has make promise with herself not to spend too much on biskut raya like the two past year fasting month, which as remembered, she had spent rm300-rm400 just for biskut raya.. what a waste! since her mother always bebel about this..
- baju raya - no ready make baju raya..just wear what inside the wardrobe.. still nice n look new
- kasut raya, tudung raya, apa2 berkaitan raya - cut off n postpone to next year
- duit raya - only spend for those 3 heroes siblings, for the tetamu, just give away the balance of the last raya
- perbelanjaan hakiki - kurangkan yang kurang penting..
ermm... this coming 19th sept,time for renew car insurance n roadtax.. ~ rm1.5K...the money will fly again.. zuriani can imagine the money with the wings fly around her head.. so funny.. hehe
always hoping, me myself can be a better person in money handling..for my own future..
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